HIV: PRACTICAL MATTERS-FINANCING MEDICAL CARE: PRIVATE, THIRD-PARTY PAYERS FOR FINANCING HEALTH CARE-GROUP PLANS
Thursday, July 28th, 2011All private, third-party payers—Health Maintenance Organizations (HMOs), Blue Cross/Blue Shield, and commercial insurance companies—offer two kinds of plans for financing medical care: group plans and individual plans. Group plans are offered by the third-party payer to an employer, and then by the employer to the employees. Individual plans are offered by the third-party payer directly to [...]